Welcome Seniors and Families of The Craig Senior Living.
Bridge Financing with smaller, affordable payments.
Veteran Benefits | Insurance and more.
By professionals who understand.
Payment Options for Senior Living.
Welcome The Craig Senior Living seniors and families . Your local Community professionals help seniors and families just like you every day. From Bridge Financing, to Veteran Benefits, to Insurance Solutions, help is available. And we at Second Act, a senior-focused Division of Liberty Savings Bank F.S.B. of Wilmington, Ohio, are pleased to be a part of your solutions.
Smaller, affordable payments. Financial flexibility. Move now, have the time you need to sell your existing home for the best possible price, await the arrival of benefits, or arrange for other liquidity events. With Our Second Act Home Equity Line of Credit or our Unsecured Personal Loan for Senior Living acting as helpful bridge financing. Because we understand.
You are of course free to use any resources best for you. The professionals at The Craig Senior Living have teamed up with Second Act for your convenience should you feel it is the best option for you. Scroll below to learn more.
Take me to:
Bridge Loan Solutions
Veteran Benefit Solutions
Insurance Solutions
Meet Elizabeth! She would like to lock in her Life Care Benefits now with her Entry Fee and take her time selling her home!
It’s as easy as 1,2,3!
1. Apply for an overall Line of Credit amount.
2. If approved and you close on your Home Equity Line of Credit Loan your funds can be used to pay for moving expenses, home repairs, and your Entry Fee!
3. You make much smaller interest-only payments on the amount you have borrowed. When you have sold your home you pay back your Home Equity Line of Credit in full.
Meet Sam. She wants to make the move to Senior Living.
Bridge Loan Benefits:
1. You gain breathing room and time to sell your home on your own terms.
2. It is easier to stage, show and sell your home for the best price if you are not living in it.
3. Use your funds to pay for moving expenses, home repairs, and your senior living fees! You make smaller, more affordable interest-only monthly payments on what you draw from your Home Equity Line of Credit bridge loan to pay for your housing or care.
Unsecured Personal Loan
Bridge Financing for the Veteran Aid & Attendance Benefit:
1. Move now and borrow the expected Veteran Aid & Attendance monthly benefit amount to cover the gap in senior housing and care.
2. Make smaller interest-only payments on what you borrow.
3. Gain financial flexibility and time until your Veteran Benefits arrive!
Meet Victoria, a Veteran’s Spouse.
She is Moving to Senior Living!
Affordable Smaller Payments
Please Note: If the financing need is for a Memory Care Setting, a Financial Power of Attorney may be Required to Execute documents on behalf of a loved one.
Get Started by Calculating Your Need and Payments
Low rates. Affordable Payments. Financing for Senior Living.
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Helping you make the move today.
Schedule a Conversation to review your many Financial Solutions!
Continue to Learn More About Veteran Benefits and Insurance Solutions
Veteran Benefits
Real Estate Solutions
What is the Veteran Aid & Attendance Benefit?
The Veteran Aid & Attendance Benefit pension provides benefits that can help veterans, their spouses or widows, to pay for long-term care at a senior living community which provides assistance with the Activities of Daily Living (“ADLs”). Applying for the benefit can get complicated. Income and asset limits do apply. Firms that specialize in navigating the requirements are available to help you with the application. From experience, we highly recommend you use a knowledgeable VA Accredited professional to help you. Your Community Expert can connect you to a knowledgeable professional that can help you determine your eligibility and assist you with your application if eligible.
Dollars.
Surviving Spouse Monthly
Dollars.
Veteran No Dependents Monthly
Dollars.
Veteran One Dependent Monthly
Dollars.
Veteran Married to a Veteran. Monthly
Who Can Qualify?
1. Are you a Veteran 65 or older, or 100% disabled?
2. Did you serve at least 90 days of active military duty?
3. Was at least one of those days during a period of war?
4. Did you receive an Honorable Medical, or General, discharge?
5. Do you meet the income and asset eligibility requirements?
Connect to help.
Your Community professional can connect you to local professionals who understand this little known but helpful benefit for eligible veterans. Alternatively, Second Act frequently directs families to Patriot Angels, a firm that specializes in helping families and seniors understand the benefit. Second Act does not receive any referral fees for connecting you to Patriot Angels and we do suggest you conduct your own diligence before deciding who to allow to help you. Below, you can book an appointment directly with Patriot Angels for a no-cost initial consultation.
Long-Term Care Insurance
Many people do not know what Long-Term Care Insurance is, or that it even exists. If you are caring for a loved one it is especially important you ask them if they signed up for such a policy many years ago. Long-Term Care Insurance usually can cover a maximum daily amount for housing and care of a senior living resident who needs assistance with a certain minimum set of Activities of Daily Living. Be sure to check this box when evaluating what financial resources you may have at your disposal to cover costs that include degrees of care in an Assisted Living, Memory Care, or Nursing Home, setting. Second Act can direct you to long-term care insurance experts you can receive helpful guidance on your policies as you prepare to move to our community.
